Financial Planning to Life Planning

I come from nearly 20 years in the Financial Planning industry where 'in a nutshell' we help people achieve financial goals through the better utilisation of existing financial resources. There's always been a couple of things I didn't like about this. I think most financial planners are genuinely trying to help their clients improve the... Continue Reading →

Beware unearned acquisition

Beware unprepared exposure When struggling to make ends meet for even the seemingly ‘basic’ things of life, we can develop a greater appreciation for what little excess we have. When there's ample excess, or the less we consider a particular resource to be 'required', the less we also consider it a waste to spend on... Continue Reading →

Misleading wow-factor

Don't confuse wow factor with edification. Because edification usually involves internal experiences as opposed to external ones, we come to associate that which moves us internally, as edifying. If something is emotionally powerful, we can easily identify some kind of internal change or at least a capture of our emotions/attention. We might consider it edifying... Continue Reading →

Deceitfully appears superior

Gratification does initially burn brighter Gratification is a willingness to burn more than surplus alone, for the purpose of short-term gain. He who edifies however, will not waste more than their excess because they understand and appreciate that they have stakeholders who rely on their base ability to continue functioning as expected, and therefore they... Continue Reading →

Unlimited blindness

ONLY those who understand and apply the principles of edification have a justifiable hope of seeing clearly, so that they can overcome gratifying blindness and make the most of life. Gratification produces dysfunction & indifference, prioritises short-term perspectives, is selfishly self-destructive, is often the fear-based choice, but what I want to highlight here, is how... Continue Reading →

Waking up through alignment

Always tired no matter how much you sleep? Always hungry no matter how much you eat? Always unsatisfied, no matter how much you struggle forward? You're not alone. I've been there, far too many times. We all experience it, the question is really "To what extent?": How much, how frequently, how much rule does it... Continue Reading →

Function & Excess

The entirety of all of our resources in life, at any given point in time, can be separated into two categories, Function and Excess. Function represents the portion of resources required for us to continue 'functioning' as we now do; excess represents any resources that are leftover after that. Using this image as a symbolic example, the white... Continue Reading →

We gratify by default

As already discussed, to gratify is filterless. It involves consuming with no regard to long-term consequences while prioritising hunger-removal above all else. Just like water down a mountain, filterless consumption follows the path of least resistance. It's about the easiest, quickest and cheapest approach to dealing with a hunger. This means it's also the most commonly chosen outcome... Continue Reading →

Is our worth changeable?

Controversial topic warning: When speaking about this recently a number of people involved were quite offended and became both defensive and hostile. It's very easy to see why because without full context and patient perspective it easily sounds like one is trying to say "some people are worthless". In short: we can become so. However, those... Continue Reading →

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